• Buying your motor car insurance UK online is an easy way to save yourself cash. Internet companies have lower overheads, and these savings are often passed on to the customer in lower premiums.
• If you fall into a special category of driver then you can often benefit from a reduction in your premiums. Female drivers and over 50’s or those who have a low annual mileage can benefit from UK cheaper car insurance costs.
• If you are thinking of driving your car overseas on holiday or whilst travelling then speak to your car insurance company as soon as possible in order to arrange any extended cover that is necessary.
• It is worth your while doing the legwork and getting a number of motor car insurance quotes from different companies. It is only in this way that you can get to know the market and be sure that you are getting the best price.
• Remember that it is only full years that count towards your no claims bonus so think twice before cancelling your policy mid-year.
• Low profile, low maintenance vehicles are the best cars to have insurance-wise as they will attract the lowest car insurance premiums.
• Insuring more than one vehicle with the same company can often earn you premium reductions.
• By fixing your voluntary level of excess higher than the minimum you can make cuts on your premiums.
• Drivers with older or inexpensive cars might find that third party motor car insurance is the best option. You might find with comprehensive policies that you are paying out more in premiums than the replacement cost of your car.
• Only include named drivers on your policy if they are absolutely necessary as they can bump up your motor car insurance costs considerably.
• If you have a gated drive or a garage to keep your car in at night then you will find this recognised in your car insurance costs.
• Many UK car insurance companies today will allow you to protect your no claims bonus for an extra fee. This will allow you a certain number of claims before you lose your no claims bonus